How to take back your life by stabbing debts to death!

When you have debts all over you for a long time, you are probably never in a good mood, and have forgotten what it is to be happy in life.

Or, wait a second! What is called a happy life again?? Does the phrase ‘happy life exist in your wordbooks or dictionaries anymore, since the day you incurred big debts?!

Thats how bad, debts are.

They suck out every inch of peace and serenity from your life, and leave you all dry and burdened, both financially and emotionally.

Still, we need to show the very human tenacity and dedication, and fight these debts and take back the happy life we deserve.

In this post we will be going through some easy debt pay off strategies, which will guide you on your way to become debt free, and help you to achieve financial independence.

Thus, lets get the whole scene rolling then, shall we?!

Take a look at how old your debts are:

Not all debts need to be dug out and paid off.

Those, that are buried deep down under the soil of time, might have passed their Statute Of Limitations (SOL), and you might just not be aware of the fact.

A debt that has passed its SOL, does not have the same enforceability as before. A collector or creditor may still try to collect it from you, and file a lawsuit against you, but there are very thin chances of you losing the judgment to them.

Therefore, if you are having expired debts with you, then you should not rush to pay them off! Rather, take your time, and consult a lawyer and try for debt forgiveness by signing into an agreement with the creditor.

Figure out which debts need to be paid off fast:

Of all the debts you have, some are secured and some are unsecured.